Side-by-Side Loan & Mortgage Comparison Calculator
Compare 15-year vs 30-year terms, interest rates, closing costs, and lifetime savings.
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How to Use Side-by-Side Loan & Mortgage Comparison Calculator
Input loan amount, interest rate, term length (15 vs 30 yrs), and closing fees for Offer A.
Input loan amount, interest rate, term length, and closing fees for Offer B.
Inspect total lifetime cost differences and copy the side-by-side comparison report.
Frequently Asked Questions
Is a 15-year mortgage always cheaper than a 30-year mortgage?
While monthly payments are higher on a 15-year loan, you pay significantly less total interest over the life of the loan.
What are mortgage discount points?
Points are upfront fees paid to the lender at closing to lower your ongoing mortgage interest rate.
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